Tools & Guides
Interactive calculators and curated guides to help you make smarter decisions.
SIP Calculator Guide
Understand systematic investment plans with this beginner-friendly guide and interactive calculator.
Read MoreEMI Calculator Guide
Learn how EMIs work and calculate your loan repayments with this beginner-friendly guide.
Read MoreInflation Calculator
See how inflation erodes your money over time. Calculate inflation-adjusted values and real returns — India focused.
Read MoreRetirement Corpus Calculator
Find out how much you need to retire comfortably. Calculates required corpus and monthly SIP based on your lifestyle.
Read MoreRisk–Reward Ratio Calculator
Essential for traders — calculate risk-reward ratio, position sizing, and trade quality before entering any trade.
Read MoreCAGR Calculator
Calculate Compound Annual Growth Rate to compare investments fairly. The true measure of investment performance.
Read MoreLumpsum vs SIP Comparison
Compare lumpsum and SIP side-by-side. See growth difference, risk impact, and which strategy suits you better.
Read MoreProductivity Tools Guide
A curated list of the best tools for time & task management, note-taking, and automation.
Read MoreProductivity Habit Check
Take our 10-question self-assessment to discover your productivity strengths, weak spots, and get personalised tips to level up your habits.
Take the QuizBuild Your Learning Path
Tell us your goals, experience level, and available time — we'll recommend the right Simplegence content in the right order for you.
Build My PathHome Loan Eligibility Calculator
Find out how much home loan you're eligible for based on your income, existing EMIs, FOIR, and LTV ratio.
Calculate NowGratuity Calculator
Calculate your gratuity amount for both Act-covered and non-Act employers. Includes tax exemption and rounding rules.
Calculate NowIncome Tax Calculator (India)
Compare New vs Old tax regime for FY 2024-25. Includes 87A rebate, standard deduction, 80C, 80D, HRA, and slab breakdown.
Calculate NowHRA Calculator
Calculate your HRA exemption under Section 10(13A). Shows all three conditions and which one limits your exemption.
Calculate NowNPS Calculator
Estimate your NPS corpus at retirement and monthly pension. Includes lump sum vs annuity split and 80CCD deduction info.
Calculate NowPortfolio Allocation Optimizer
Get your ideal equity-debt-gold allocation based on age, risk profile, and investment horizon with instrument recommendations.
Get My AllocationGoal-Based Investment Planner
Plan multiple financial goals at once. Enter your target, timeline, and inflation rate — get the required SIP for each goal.
Plan My GoalsRent vs Buy Calculator
Should you rent or buy a home? Compare the real wealth outcome of buying vs renting and investing the difference.
Compare NowSWP Calculator
Find how long your mutual fund corpus will last with a monthly SWP — or how much you can safely withdraw without depleting it.
Calculate NowHome Loan Prepayment Calculator
See exactly how much interest you save and how many years you cut by making lump sum or extra monthly prepayments on your home loan.
Calculate Savings