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Scenario Guide

Home Loan or Keep Renting?

7 questions · ~2 minutes · A verdict with real numbers

The buy-vs-rent decision isn’t about “rent is wasted money.” It hinges on how long you’ll stay, whether the EMI fits your income, and how the price compares to the rent. Answer a few questions and we’ll compute your EMI, affordability, and rental yield — then give you an honest verdict.

Your Progress 1 / 7
Question 1


Your Numbers

What’s Driving The Verdict

The Bottom Line

Tools & Guides For You

Educational guide, not personalised financial advice. EMI assumes an 8.5% floating rate over 20 years; your actual rate, tenure, and the full cost of ownership (registration, maintenance, property tax) will vary.